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Regret for not saving any money in last 2 yrs of my worklife, how to move on from here ?

Hi Team,

Greetings!!

I am a big fan of this page and would always like to peek in whenever i find time. Now i am bit confused with my financial plans so I am dropping this post.

I am a 25yr old guy and have done no savings till now since i have started to work( i.e. from past 2 years)and i regret for the same. I would like to do 5k of saving every month for long term as well as short term. I am confused whether to opt ppf for long term or LIC ( I have already taken one for 14k per annum) and have planned RD for short term. Please let me know how to proceed..

Thanks in advance

Regards,

Veeru

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