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reforms or developments in life/heath/general insurance on-line policy front

FAQ from: http://www.themoneyquest.com/2010/11/life-insurance-online-term-plans-review.html

15. Should I buy these Online Term Plans?
No, in view of bad customer experiences, it is better to follow a wait and watch policy. If you’re in a hurry consider the cheaper options among the conventional offline plans.


Can somebod comment on what reforms or developments are going on in life/heath/general insurance on-line policy front; so that customer can take informed decision.

Customer1: if in hurry can get clue from above answer…

Customer2: not in hurry and can wait for 1yr

Any ideas?

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