Hi ! I’m SAMAR
my cousin had taken a loan from HDFC.
now after few months they have sent a health policy of HDFC ERGO saying you have to & sent a 8700 premium health suraksha product for three years , Their agent claimed to include his parents in this but initially they received health card for 1 person that is the proposer .
I ask is it mandatory to take health product when loan is there?
can they avoid this situation ?
Did agent do wrong to not keep his word ?