Hi,
I am going to purchase term plan to meet the following objectives-
1) Basic cover of Rs 1.5CR
2) Maximum/most common CI covered (value Rs 25L)
3) Disability to be covered (permanent/partial/temp) (value Rs 25L)
for this, I am thinking of finalizing the following-
1) Aegon Religare Term of Rs 1Cr (premium – Rs 8400) (age – 31 yrs/non-smoker)
2) Aviva iLife – oniline term of Rs 50L (premium – Rs 4700)
3) Aviva Health Secure (covers 12 CI) (premium – Rs 5449)
4) Bajaj allianz personal guard of Rs 20-25L (premium should be less than Rs 4000)
So, in all by paying around Rs 22K, i can be adequately insured.
Plz advise.
thanks,
Prashant