Hi,
Please suggest me over the following portfolio as do i need to have any change in my portfolio to accomplish my targets.
Age: 29 Years
Kid’s Age: 2 Years
Salary: 75K PM
Monthly Exp: 25 K PM
Target:
1: 1 Crore at my retirement time
2: 50 Lac for my child education and marriage.
3: Planning to buy a car by next year of 4-5 lac
Mutual Funds (11000 PM):
HDFC Top 200 – 1000/- PM
IDFC Premier Equity (A) – 3000/- PM
HDFC Balanced Fund – 2000/- PM
Canara Robecco Tax Saver (G) – 1000/- PM
UTI Opportunity – 2000/- PM
DSP BR TOP 100 (G) – 2000/- PM
PPF – 8000/- PM
Gold ETFs – 3000/- PM
4 LICs – 40000 PA
Term Insurance – 50 Lac
Stocks – 20000
Mediclaim from Employer of 2 lac for whole family.
RD – 2000/- PM
Home Loan – 15 lac, for 20 Years, 6K EMI