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Please suggest appropriate health insurance floater plan

Mys Self Ankur (Age: 39 DOB : july 1975) had my wife dob (may 1978 ) and two children of 10 and 4 year. I want to buy family floater policy. i had annual income of 5 lacs.

From our family no body is suffering from any disease. but my and my wife fathers are suffering from High BP, diabetes , Cardiac problem. Please suggest a policy keeping these points in views. Please keep Co-pay and Loading clause also in mind

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