Please suggest appropriate health insurance floater plan

POSTED BY Ankur Singla ON June 17, 2014 6:48 pm COMMENTS (3)

Mys Self Ankur (Age: 39 DOB : july 1975) had my wife dob (may 1978 ) and two children of 10 and 4 year. I want to buy family floater policy. i had annual income of 5 lacs.

From our family no body is suffering from any disease. but my and my wife fathers are suffering from High BP, diabetes , Cardiac problem. Please suggest a policy keeping these points in views. Please keep Co-pay and Loading clause also in mind

3 replies on this article “Please suggest appropriate health insurance floater plan”

  1. sushantgarg2008 says:

    please check out some health policy offered by banks they are best as premium wise

    1. canara bank – Apollo Munich
    5 Lac = Rs 12999

    2. PNB – oriental GIC
    5 Lac = 6830

    PS: IF THERE TIE UP OVER THEN GAME OVER

  2. VinManHBK007 says:

    You can explore Oriental Family Floater policy ( Silver Or Gold ). Co-pay and No Claim bonus are standard features is most of the policies now a days.
    PS : I don’t have any affiliation to Oriental but posting the above as an end user for self & family.

  3. Dhawal Sharma says:

    Dear Ankur,

    As a thumb rule, an INDIVIDUAL should have MEDICLAIM which is equal to his Annual income..So i would suggest a Family floater policy for your family, with cover of Rs 5 lakh…

    As an advisor of Max Bupa, I would also recommend that you go for our product FAMILY FIRST which gives INDIVIDUAL cover to each family member (Ranging from Rs 2 lakh to 5 lakh) as well as an ADDITIONAL FLOATER cover (Ranging from 5 lakh to 15 lakh)..

    For more details, you can mail me at dk.dhawal@gmail.com

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