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Please review my investment and suggest the best term insurance and child plan

Hi,
It would be great help if you can review my investment and suggest your view.
I am investing 5000rs per month in below SIPs:-
DSP BLACKROCK WORLD GOLD FUND – GROWTH
SBI MAGNUM SECTOR FUNDS UMBRELLA – IT
IDFC SMALL AND MIDCAP EQUITY SME FUND – GROWTH
ICICI PRUDENTIAL FOCUSED BLUECHIP EQUITY FUND RETAIL GROWTH
Sundaram Financial Services Opportunities. Regular – Growth
and 10k one time investment in
KOTAK GOLD FUND – GROWTH.

Me and my wife,we both working and our monthly take home comes around 1.8lac and have one 1.2 yrs daughter. Could you please suggest best individual term plan and best policy for my daughter with the view of education and marriage plan.
And one good infrastructure bond where I can invest to use 20k limit for tax saving.

Sorry for too many questions.

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