Does my credit score change depending upon when I pay my outstanding balance *before* due date. e.g. if my credit card statement is generated on 15th of a month and payment is due by 31st of month. Is there any affect on my score if I make a payment on 31st of that month (ensuring its not late) versus making a payment as early on 16th of the month. I was wondering, if balance is 1lakh, why should I lose the interest for 15 days in my saving account by paying before 31st.