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Online Term Insurance Denied by two companies – Where Do I stand now ?

Hi,

I am 30 years old, relatively healthy male person. I had one incident of Arthritis one year back.

I had applied for Online Term Life Insurance with Max Life and Aegone Religare. Unfortunately, both of the insurers have rejected my insurance based on medical history.

My question is – Where do I stand now? If I apply for an insurance in a different company, most likely it is getting rejected because of the past rejections. Does that mean I cannot have Life Insurance? Can IRDA or any organization help me on this regard?

 

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