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Need suggestion reg Curent Portfolio!!!

Dear All,
Need ur suggestion for a new investment in below fund and pls verify if my portfolio is correct.

1.HDFC Top 200 (G)- 5000
2.HDFC Equity (G)- 5000
3.IDFC Premier Equity(G)-2000

The above SIP MFs are my current portfolio monthly basis.
Except these i want to invest in one Gold ETF so shall i go for Quantum Gold saving fund instead of any direct Gold ETF for better return and from charge point of view.

Can i go ahead with Quantum Gold Saving fund with Amt. 2000 or add one balanced fund like HDFC Prudence fund with Rs 2000 to my portfolio.

Pls suggest.

Regards,
Brundaban.

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