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Need help in selecting Health Insurance plan: Individual or Family Floater?

Dear Experts,

I am travelling to US in 1-2 months and expected to work there for 2-5 years. Before that I have to complete all the tasks which we should complete before becoming NRI. Since I didnt have adequate life cover I have taken Term Plan from LIC – Jeevan Amulya for 50 lacks.

Now I am in dilemma whether to go for Individual and Family floater health plan for me (26 years) and mother (47 years). Based on Individual anf Floater I can select health insurance company with help from medimanage or someone or by self analysis.

So can you please suggest me Individual or Family floater?

Waiting for your valuable suggestion.

Thanks,

Swathi

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