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need help for Finanicial planing ,Tax benefits & Life insurance

Hi Team,

I need help for Finanicial planing ,Tax benefits & Life insurance.Currently i have HDFC pension plan which i have paid up 24000 * 5 yr premium .But i dont want to contine this plan because of it depend on market & montly surcharge for handing policy is high.I also have LIC policy with sum assured 2 Lacs & plus Company mediclaim of 2 Lacs.

I am 27 yrs old & i want information regarding Financial planing ,Tax benefits & Life insurance.I want to invest 6000 per year for Tax benefits & life insurance plan & generating some income for retirement.

Can you advice me which is best policy nowadays with good benefits & not depend on markets.also provides the best option to gerate  return for retirement

Regards,

Ravi Patel

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