need help for Finanicial planing ,Tax benefits & Life insurance

POSTED BY Ravi Patel ON March 20, 2013 11:57 am COMMENTS (3)

Hi Team,

I need help for Finanicial planing ,Tax benefits & Life insurance.Currently i have HDFC pension plan which i have paid up 24000 * 5 yr premium .But i dont want to contine this plan because of it depend on market & montly surcharge for handing policy is high.I also have LIC policy with sum assured 2 Lacs & plus Company mediclaim of 2 Lacs.

I am 27 yrs old & i want information regarding Financial planing ,Tax benefits & Life insurance.I want to invest 6000 per year for Tax benefits & life insurance plan & generating some income for retirement.

Can you advice me which is best policy nowadays with good benefits & not depend on markets.also provides the best option to gerate  return for retirement

Regards,

Ravi Patel

3 replies on this article “need help for Finanicial planing ,Tax benefits & Life insurance”

  1. Ashal Jauhari says:
    March 20, 2013 at 1:58 pm

    Dear Ravi, please read the old posts here in the forum. You ‘ll get the answers for all your queries. One post I’m sharing with you for immediate attention.

    http://localhost/jagoforum2/finacial-planning-faqs/2782/

    thanks

    Ashal

    Reply
    1. Ravi Patel says:
      March 20, 2013 at 4:47 pm

      Thank you very much ashal…!!

      Reply
  2. Free Financial Calculators says:
    March 20, 2013 at 1:06 pm

    This is a very general question.

    Either read Manishs new book and do it your self or pay a financial planner.

    Some baby steps:

    1. List your financial goals
    2. get enough pure term insurance
    3. read

    Reply

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