need help for Finanicial planing ,Tax benefits & Life insurance

POSTED BY Ravi Patel ON March 20, 2013 11:57 am COMMENTS (3)

Hi Team,

I need help for Finanicial planing ,Tax benefits & Life insurance.Currently i have HDFC pension plan which i have paid up 24000 * 5 yr premium .But i dont want to contine this plan because of it depend on market & montly surcharge for handing policy is high.I also have LIC policy with sum assured 2 Lacs & plus Company mediclaim of 2 Lacs.

I am 27 yrs old & i want information regarding Financial planing ,Tax benefits & Life insurance.I want to invest 6000 per year for Tax benefits & life insurance plan & generating some income for retirement.

Can you advice me which is best policy nowadays with good benefits & not depend on markets.also provides the best option to gerate  return for retirement

Regards,

Ravi Patel

3 replies on this article “need help for Finanicial planing ,Tax benefits & Life insurance”

  1. Dear Ravi, please read the old posts here in the forum. You ‘ll get the answers for all your queries. One post I’m sharing with you for immediate attention.

    http://localhost/jagoforum2/finacial-planning-faqs/2782/

    thanks

    Ashal

    1. Ravi Patel says:

      Thank you very much ashal…!!

  2. This is a very general question.

    Either read Manishs new book and do it your self or pay a financial planner.

    Some baby steps:

    1. List your financial goals
    2. get enough pure term insurance
    3. read

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