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Need Advice on portforlio!

 I am invested in 3 mutual funds as below and a RD for 5000/m each.

1.IDFC Premier Equity Fund – Plan A (G)

2.HDFC Equity Fund (G)

3.HDFC Index Fund – Sensex Plus Plan.

I just wanted to know if this is good mix for a 20 year period.I am planning to add one more SIP of 5k but not sure which one.I Don’t want to have more than 4. Can you advise something considering the correct balance.My Goal is basically a balanced wealth creation for my retirement.

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