Dear sir,
Recently i have applied for a Citibank Credit card and it got rejected and they sent me CIR Cibil transunion score is -1. I dont have any credit card & Loans earlier. But I have tried 4 years before for credit card and Personal loan 3-4 times but everything not sanctioned because that time i was a Bachelor and lived in Bachelor accomadation ( Mansion ) . Because of that it got rejected and there is no default in my accounts like Cheque bounce/DPD etc.
Now my worry is can i get a home loan ? or credit card with any other bank ? or what to do to improve my score? Please advise me.