Dear Sir/ Madam
I am a salaried unmarried person with an annual income of about 5 lakhs. I already have a term insurance plan of 2500,000 sum assured namely Bharti Axa eProtect(bought online ). However I am looking for a pure disability insurance product. I can’t find anything specific online . Please suggest me a good product, preferably online plan , so that the premium is low.
If there are no standalone disability plan to recommend please advice a term plan with a good disability rider, where at least 100% of sum assured is payable as disability benefit. Moreover please suggest me products which insures both against total and partial disability.
Thank you,