Hello
I have Jevan aanad policy of yearly premium 22000 for 30 years and Jeevan saral policy of 18000 yearly premium for 35. i have paid 2 premiums so far and recently i found that these policies dont give good returns , rather gives very bad returns.
so i want to surrender that.. i have paid 40+40 = 80000 Rs so far.
so should i pay 3rd premium and wait till maturaity .. upon which i will get X ammound which will be negligible at that time … ?
or just leave 80000 paid and stop paying 3rd premium and quit it right now ?
or what is the best way to minimize the loss?