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Jeevan Shree Without Profit – Is it worth it?

Hi,

I have a LIC’s – Jeevan Shree without profit (Without accident benefit) policy.

Term: 25 years (premium payable only for 16 years)

Policy start date: 2002.
Premium: 135328 (Yearly)
Sum Assured: 28 Lakhs.
Special provision: Guaranteed addition of Rs 75 for every thousand sum assured added every anniversary.

I have been paying premium blindly till date, can anyone please suggest if this policy is worth continuing?

Thank you in advance.

Prasad

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