Hi,
I have taken three LIC Jivan Saral policies in Jan 2013 ( 72K per year for all three policies), Now I want to surrender them and take 1crore term from HDFC Life (click 2 protect plus with income plus option). Could you please tell me can I surrender these LIC Jeevan Saral policies now before Jan 2015. Is this is right decision or wrong decision ? and how much return I will get after surrender.