I want to invest in a health insurance policy, but I can not afford a big amount, what I want that I pay amount like 1k or 2k per month as premium and that should at least take care of some of the medical emergencies.
I know there are companies offering several facilities like cashless etc, but I am keen to know if there is any such health insurance company providing costs for frequent doctor visits and medicine charges as we do not always need hospitalization but often we need to visit doctors clinic, do some tests on monthly basis and buy medicines. If it is possible to get such policy? Please let me know.
Example: I have spent more then 15k during last 2 months as my wife suffered lumbar spondylosis and we needed to pay doctor 4 times, did X rays, buy medicines, doing physiotherapy on daily basis for last 10 days and it will be continued.
I am giving this case study just to make cleat my requirements. Apart from hospitalization, some times, we need to pay a big amount for medical purpose too. We spend at least 5 to 7k per month for my father treatment.
I expect some helpful reply from the forum member.
Regards,
SD