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Is SBI ‘Her Ghar’ Loan option better than Max gain for a women to take a home loan ?

Hi,

First of all, I would like to thank you Jago Investor team for providing useful information on personal finance. I am a working woman and planning to take home loan. I am bit confused between SBI ‘Her Ghar’ Loan and SBI maxgain.

SBI Her Ghar loan is special designed for woman at reduced interest rates at 10.10%, I am not sure whether overdraft facility available or not in this product.

However SBI Maxgain is having Overdraft facility which enable the customer to earn optimal yield on their saving by reducing interest burdernon Home Loans and the interest rate for this product  is 10.15%.

Please suggest which  product is suitable for working woman. Appreciate your help.

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