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Is Professional hazzard a consideration while getting an health insurance.

HI Guys,

Recently i was going through health insurance brochure of AEGON RELIGARE, it mentioned a lot of things but one thing which caught my eye was…….

What is not covered under the AEGON Religare Health
Plan?
+ Any claim

War, riots, civil commotion, strikes, civil war or service in the military
or paramilitary forces of a country at war

 Can anybody confirm, what happens to the Army personnel involved in active operations in J&K and Northeast (for that matter anywhere, since problem persists everywhere & outcome is not really known). Will this be considered as WAR/ WARLIKE situation and health insurance be denied to him/her.

I searched for other health insurance providers & almost everybody has the same clause.

Now, with this one more question  arises.

“Can Term insurance be also denied due to Professional Hazzard (Particularly in above mentioned case)” ?

Your views would be extremely welcome, since my knowledge in this case is really limited.

Thanks,

Avinash

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