Hello everyone,
Two days back, I applied for CITIBank Rewards Card with all proper documents. Today in morning when I checked my mailbox, I found one mail from CitiAlert.India. It said they have reviewed the application submitted and the documents provided and regret their inability to process the credit card as it does not fulfill the internal policy criteria.
I called them and asked for the reason of rejection of application. The lady said that since I don’t have any liability and they can’t find my detail in CIBIL, my application can’t be processed.
I found it funny. Go and get some liability so that your data can be reflected in CIBIL, then only you can be eligible for appling credit card. 🙂
So is it really a valid reason ? Please Help !
[PS: I read somewhere at JagoInvestor that If you have no data in CIBIL, your score will be good]Thanks in advance