I am aged 31 years and married with a kid. I really have not planned anything so far. All, I have taken is a Jeevan anand policy for sum assured 7,00,000/- for 21 years. I am having a home loan of 25,00,000 for next 20 years.
My annual salary is close to 10L p annum.
I want to know that what are the most urgent steps that I should take. Also, Is investing 2500/- pm in Birla Enhancer fund for next 5 years is a good option.