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how to return back from written off problem

dear manish

i facing the written off problem with cibil because of cheque bounced at the time of loan repayment but, bank dose not inform or awar me about written off problem i have done repayment that loan in time, but now i find that cibil showing written off problem when i gone for another loan after one year, so plese advice me how to solve this problem.

thanking you,

dibyendu bhattacharya

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