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How to reduce my loan amount which was approved in SBI Maxgain ?

Hi All,

I have recently purchased a ready to move in flat in Pune. I had applied for loan amount 55  Lakh. as it was ready possession flat this was final disbursement. Although I had some of my floating funds hence I paid to builder 5 Lakh between the application of Max gain and final disbursement. I requested SBI Branch  to reduce my EMI against 50 Lakh now but they have refused to do so.:(

2- I have applied for NRI SBI maxgain account for which I will be receiving internet banking pack in few days time. Should I also receive any online banking pack + debit card for loan account.

With regards,

Vinayak

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