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How to make sure your Name is not in CIBIL ?

Sir/Madam,

I’ve used a credit card in 2008. But recently i came to know that that was not closed. My name is appearing in the cibil. Now i want to close this issue. They are given some settlement amount. Would you suggest me that do i pay the stllement amount or i need to pay the outstanding amount. But i don’t want to appear my name in the cibil.

Please suggest me with a good advice.

 

 

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