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HDFC SL Crest Investment Plan? Should you invest or not ?

I want to ask a question regarding HDFC SL Crest Investment Plan? Please help . This is my situation !

I invested today in 3 mutual funds, namely HDFC Top 200, DSPBR Equity and Reliance Banking Retail-G. During the discussion with the financial planner, he introduced me to this HDFC SL Crest Investment Plan.

http://www.hdfclife.com/products/SavingsPlans/HDFCSLCrest.aspx

Now he told me HDFC SL Crest benefits and all (i.e. highest NAV guaranteed, etc.), but still I would like to get an expert opinion as to how this plan is. It looks quite good from the reviews from some of the websites. Here are those

http://economictimes.indiatimes.com/features/investors-guide/hdfc-sl-crest-tops-guaranteed-nav-plans/articleshow/6540546.cms

http://www.daytradingshares.com/income_and_taxes/2010/HDFC_SL_CREST_Tops_guaranteed_NAV_plans.html

Please advise me about HDFC SL Crest and let me know how I should move forward with my investments ? Is HDFC SL Crest a good product or not ?

Ahmad Zaib.

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