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Home Loan for First time buyer address proof

Me and my wife used to live in my prent owned home which is located in good place (White listed area) now me and my wife shifted to diff place which is a black listed area (when u apply for CC or P-Loan it will disapprov) now in few month we are plaaning for new home load everthing is okey such as CIBIL and all 

 

My concern is will this (black listed )address effect on my home as this area is black listed 

 

when i will apply i will give my parent address permenent address & this as resident address 

 

(what i planned is to take a flat on rent is some good locality for 4 month and than apply)

 

give me best solution 

 

Additional Info : We both are working in Listed PVT company

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