Now a days I assume majority of the Home Owners are buying Home Insurance Online for protecting the structure/Content.
Question : Insurance companies don’t even come and look at the house or structure or authenticity. Its very simple, give the amount to be insured and give the address and pay the amt. But i really afraid. when we really in disaster and apply for claim, do they give thousand excuses and reject the claim ?
How do we make sure I am buying right Home Insurance(Structure/Content ) which is honest and less hasle to deal with later when time comes.
I am looking at ICICI lombard as one option. Thanks in advance