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Health saver family floater ICICI Policy

I am bit confused and in two minds, whether go for this ICICI Pru iCare or SBI /LIC since ICICI is a private bank,Please suggest me.

ICICI Pru iCare

Term Insurance:50 Lakhs
Term: Upto 75 years (I am 50 now)

Premium:38,440 +2,371 (Additional Accidental Death Benefit
of 50 Lakhs)
(means my nominee wil get 50+50=1 Crore, its right)
Total Premium:40,811

Thanking You,

Regards

S Kotrappa

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