Health saver family floater ICICI Policy

POSTED BY S Kotrappa ON July 11, 2011 9:36 pm COMMENTS (4)

I am bit confused and in two minds, whether go for this ICICI Pru iCare or SBI /LIC since ICICI is a private bank,Please suggest me.

ICICI Pru iCare

Term Insurance:50 Lakhs
Term: Upto 75 years (I am 50 now)

Premium:38,440 +2,371 (Additional Accidental Death Benefit
of 50 Lakhs)
(means my nominee wil get 50+50=1 Crore, its right)
Total Premium:40,811

Thanking You,

Regards

S Kotrappa

4 replies on this article “Health saver family floater ICICI Policy”

  1. healthinsuranceshoppe says:

    5 lac is not good enough in case of a critical illness like cancer…so buy a top up product to have complete health insuranc ecover…Also buy an extended cover for parents as well… 🙂

  2. Hi ,

    We are sorry to hear your experience. Please post your complaint, along with your policy details, on http://www.iciciprulife.com/ipru/GrievanceRedressal.jsp and we will get in touch with you within next 48 hours

    – ICICI Prudential

  3. S Kotrappa says:

    Hi !! Nandish Desai
    Thanks for your answer , its 5 Lakhs insurance cover .

  4. Hey,

    You have not mentioned what is the medical cover you are getting by paying 27k. By having adequate health cover you are not only protecting your health but also your wealth.

    Look for what “no claim” benefits have got accumulated for you till date.

    Prices are becoming competitive year on year. If you want you can explore something with companies like Max Buppa or National Insurance.

    It is always better to maintain individual medical history through individual cover. If in the same money you can get individual cover of around 4-5 lacs you can think about the option.

    Have clarity and trust your decision.

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