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Health Insurance – Family Floater

Dear Sir,

Please accept my humble thank you for a great site. May I kindly request you to put me out of my dilemma in choosing a Health Insurance Policy? I am 30, my mother is 52 and my father is 61. Choice No. 1 is Max Bupa – Family first silver where each of us will be covered by 1 lakh each and 3 lakhs floater. The premium quoted is 30K. Choice No. 2 – Star Health where my mother and I are covered for 3 lakh each under Medi classic and my father is covered for 2 lakhs (max) under Senior Citizens red carpet. Premium total 20K approx

Sir, please help in taking an informed decision, I don’t mind paying a high premium but I want peace of mind and a service where my parents can tackle the hurdles if I am not with them. 

Also am I missing some other products which are equally good? Your suggestions in this regard will be helpful.

Regards, an ardent reader but first time writer

 

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