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HDFC TOP 200

Hello,

I want to plan for my retirement which required 8000 p.m. through SIP. Out of it i have started last year 5500 per month in SIP in HDFC TOP 200.

I have seen in so many questions , many people have HDFC TOP 200  in their portfolio. But last few months or u can say this year this fund is not performing well. 

Should we continue or add lumsum to this fund if we have already SIP in this fund?

Or should we buy new fund ( FTI OR FIDELITY) with SIP or lumsum if we have liquid money in hand?

Thanks

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