POSTED BY Jig ON August 16, 2011 12:23 am COMMENTS (2)


I want to plan for my retirement which required 8000 p.m. through SIP. Out of it i have started last year 5500 per month in SIP in HDFC TOP 200.

I have seen in so many questions , many people have HDFC TOP 200  in their portfolio. But last few months or u can say this year this fund is not performing well. 

Should we continue or add lumsum to this fund if we have already SIP in this fund?

Or should we buy new fund ( FTI OR FIDELITY) with SIP or lumsum if we have liquid money in hand?


2 replies on this article “HDFC TOP 200”

  1. rakesh says:

    I second Ashalji. I have been investing in HDFC Top 200 for the last 3 years via SIP and have earned very good returns.


  2. ashal jauhari says:

    Dear Jignesh, although past performance is not a guarantee of future performance yet it indicates the ability of the fund. HDFC Top 200 is one of the best in business. It’s here since 1995 & within these 16 years of it’s existence, it has proved it’s worth over the various market cycles. You may invest more money in this fund. Regarding lump sum investment – If you are investing for at least 10+ years, you may invest now else use Debt Fund STP Eq, fund route to invest over the next 6 months or so.

    Disclosure – I have personal investments in HDFC Top 200.



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