I have applied for a Term insurance plan of Rs. 1 Crore. I have declared everything true in the application form. I have paid a premium of around Rs. 22,000/- for a term of 15 years.
I appeared for the medical test last week at a nearest Apollo clinic. Yesterday I came to know from the helpline that HDFC has increased my premium to Rs. 32,000/- as they have found my fasting sugar out of limit. I had never blood sugar which I test regularly at an interval of 3-4 months. Last one I did in Jan 2014. Can I contest with the company ? Can I ask them to redo the test ?