I am 35years, I have 2 Health insurance family floater policies 1)Oriental Happy family floater premium 6000/yr; SA=4Lacs is to be renewed in two days. 2)Star health family health optima premium 8000/yr; SA=5Lacs bought 3 months back.
My Q1)Do I renew the Oriental HFF and increase the SA by 1Lac or take a top up plan for Star health later. Q2)Should I discontinue the Oriental HFF.
I want higher SA in coming years & planning to increase SA by 1Lac every year If I have to keep Both the policies. Suggest a proper channel.