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Gotchas in Buying a New Car

Due to some health problems I want to buy a New Car for commuting to Work. After finalizing the models, I have to choose between Hyundai i10 Petrol and Maruti Suzuki Swift Petrol:

Kindly request you to clarify below:

 

  1. what the Gotchas in purchasing a New Car? Are there any checklists of things that I need to take care before buying New Car so that in the end I get good price for my new car? Request you to share your real-world experiences.
  2. I can make use of Corporate benefits (like reduction in interest rate, discount in loan-processing-fees etc.) and get discounts. In this context, any more things that I need to think upon?
  3. What the banks that offer me the best interest rates for buying new car even though I do not have a Corporate Savings Salary account with them or altogether do not have an savings account with them?

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