I am 28 now. My current investments include:
HDFC CREST plan – 50,000/- per annum (for next 5 years starting 2012)
HDFC Top 200 Growth – 5000/- per month (for next 20 years starting 2012)
Future immediate plans:
Term Plan – Kotak Preferred/other(suggest this) with 10k per annum for 30 years
I can afford another 5000/- per month to invest for long term(10-15 years) and 10000/- per month for short term(about 3-5 years – for down payment to buy a house along with home loan around 30Lacks)
Please suggest some portfolio planning on this.
Thanks,
Srikanth