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Financial products with interest of 10-12% apart from Real Estate and Gold ?

Hi All,

I want to know if there is any financial product that can guarantee ROI 10-12% per annum?

I understand, investment in MF and equities would do. But again, it depends upon investor’s analysis to identify correct fund/stocks and market volatility. I knew, TMB offers 10% ROI for FDs. Is there anything else apart from this?

Please dont consider Real estate and Gold.

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