Sir,
Myself 28yrs, married. A newbie to Financial planning. Have been reading your Forum and hope to gain enough knowledge for good financial planning.
Have started investing in MF from Jan 2013. My Portfolio looks as follows:
1. Debt – Ultra Short Term
a. Templeton India Ultra Short Bond Super Inst – G
b. BSL Floating Rate ST – G
2. Equity –
a. BNP Paribas Equity – G
b. SBI Emerging Businesses – G
c. UTI Opportunities – G
d. BSL India Gen Next – G
3. Equity – International
a. JP Morgan ASEAN Equity Offshore – G
4. Equity – Pharma
a.SBI Pharma – G
I have been doing monthly SIP for 40k per month with ratio of 80:20 in equity : debts.
Have picked the MF after seeing the returns and ratios in VRO.
Thought to have 1 MF in each basket (large cap, mid & small, large & mid & so on…)
Want to add that this is for retirement purposes (after 35 years) and all other goals- short and mid term have been taken care of.
Kindly give your expert and valuable opinion on the same.
Thanking You.