I was asked by my friend whether I have Personal Accident Policy or not. Then I searched for it. And found it useful at some points.
I do have a mediclaim with cover worth 5 Lac. Shold I opt for the Personal Accident Policy?
Questions is if I meet with an accident, won’t my Mediclaim do the job? Or I need to have personal accident policy?
Your Opinion Required, As I am not from this field.