Hi Manish,
I am facing difficulties in getting new loans because of CIBIL issue. I had few loans earlier and because of some difficulties I was unable to pay them on time.But now each and every loan is properly closed.My current CIBIL score is 742 but whenever I am applying for a fresh loan the application is getting rejected . My question is now I dont have any running loan so how score can be improved?Also if bank is satisfied with the score then they reject the application by saying that there are DPD in CIBIL report.Can you please suggest what can be done to improve the score?