I came across this card – HDFC EasyShop Gold Debit Card where they mentioned that we can save while we shop with 1% CashBack on all shopping at merchant outlets and online. There is a limit however, Rs 750/month. I was wondering where is the catch here ?
Our monthly spends such as groceries, fuel, medicines etc. easily cross Rs. 18000. Plus it mentioned that it is applicable for online spends as well. So does it mean that when I pay my utility bills or pay off my loan debts, I can use this card to get cashback ?
Can someone please enlighten me ?