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Can we use “email id” as authentication instead of “mobile number” because I am going Abroad ?

Hi,

I will be traveling to US in 2 weeks. All my bank accounts use  my registered mobile number to send OTPs, netsafe codes and authentications.  What are the various possibilities I have once I go abroad?

Can I ask bank to use email id to send me passwords and OTPs? Or should I give some relatives mobile number for authentication purpose?

Also, I have a credit card from HDFC.  Should I continue it or just cancel it off before travelling?

Regards,

Kartik

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