I have taken a loan (SBI Maxgain) of 45 lakhs . So far 40 lakhs has been disbursed to the builder . As the last disbursal is due to the builder , I am considering to pay the balance amount myself without going for the Loan disbusrsal.
1) Is the above possible?
2) Is it a right approach?
3) What are the Consequences?
Please help me ASAP