Hi every one,
I have some doubts regarding Aviva I life plan which I took few days back.
My age is 29 and the sum assured(SA) is 5000000.
As per my understanding I was to undergo a compulsory medical for sum assured more than 50lac
I was waiting for the same after getting policy proposal.
For my surprise the policy was approved without any medical tests.
I contacted the customer care and they said that medicals are not required for my age and this sum assured.
Was my understanding of compulsory medical test for SA more than 50lac wrong?
Or is it the company’s call weather to conduct the medicals whatever the sum assured may be?
I would like to know weather not taking medicals can create any problem in future during a claim.