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Apollo Munich – Maxima Health for mom-dad

Hi!
I have purchased Star Health – Family Health Optima and Diabetes Safe Insurance Plans for my mom-dad. Now, my father will complete 60 yrs this Feb and mom is 53. I am planning to go for Apollo Munich Maxima Health for it can be renewed life-long and pharmacy, consultation, health check-ups from second year, with critical illness cover (optional), also cover for pre-existing diseases without waiting period like features. What do you people think?

Please sugesst.

Thanks!

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