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Amulya Jeevan Vs HDFC Life Click to Protect

Hello,

Iam 35 years old NRI and wanted to take a life insurance policy. I had an expensive Jeevan Anand which I surrendered and successfully got some money back. Now, iam looking for a simple term policy. I came across 2 options…appreciate if you guyz can help me decide one among them.

Product A: HDFC Life Click to Protect (Code T2P), Policy Term 10 years. Annual premium is INR 9900 (approx).

Product B: Amulya Jeevan (Plan no 190) Policy Term 10 years. Annual premium is INR 26400 (approx).

Iam confused as cost wise HDFC is so tempting, what are the inside riders which are negative.

Thanks,

Prashanth

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